PRIVACY POLICY

Last Updated: February 20, 2026

1. Introduction: Welcome to The Econ MD (”we,” “our,” or “us”). We respect your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, and safeguard your information when you visit our website, subscribe to our newsletter, or utilize our interactive financial models.

2. Information We Collect: We collect information to provide you with our educational content (”The Case Files,” “The Briefing,” and “The Encyclopedia”) and to analyze the performance of our publication.

• Information You Voluntarily Provide: When you subscribe to our newsletter or contact us directly, we collect personal identifiers such as your email address and name.

• Information Collected Automatically: We (and our third-party service providers, such as Substack) automatically collect certain technical data when you visit our site, including your IP address, browser type, device information, and operating system.

3. Specific Notice Regarding Financial Models: A core component of our service involves interactive financial modeling tools and valuation calculators.

• Privacy of Your Data: Our models are designed for client-side privacy. When you utilize our calculators or download our valuation tools, the financial data you input (such as salary, debt loads, or net worth) is processed locally on your device or within your personal cloud environment.

• No Data Transmission: We do not view, store, or transmit your specific financial inputs. Your financial scenario planning remains strictly private to you.

4. How We Use Your Information: We use your data for the following legitimate business purposes:

• Delivery: To send you our weekly newsletters, market briefings, and strategic deep dives.

• Communication: To respond to your inquiries or feedback.

• Analytics: To monitor the growth of our publication and understand which content topics engage our audience most effectively.

5. Sharing of Information: We do not sell, trade, or rent your personal identification information to others.

We may share generic aggregated demographic information not linked to any personal identification regarding visitors and users with our business partners and advertisers for the purposes outlined above.

We use Substack as our primary publishing platform. By subscribing, you acknowledge that your information will be transferred to Substack for processing in accordance with their Privacy Policy.

6. Cookies and Tracking: Our website uses cookies to enhance your experience (e.g., keeping you logged in to access subscriber-only content). You may choose to set your web browser to refuse cookies or to alert you when cookies are being sent. If you do so, some parts of the site may not function properly.

7. Data Security: We adopt appropriate data collection, storage, and processing practices and security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information. However, no transmission of data over the internet is guaranteed to be completely secure.

8. Your Rights: You have the right to:

• Unsubscribe: You may opt-out of receiving our newsletter at any time by clicking the “Unsubscribe” link at the bottom of our emails.

• Access/Delete: You may request access to or deletion of the personal information we hold about you by contacting us directly.

9. Disclaimer: The Econ MD is an educational platform. We are not a registered investment advisor, legal firm, or tax professional. The collection of your email address does not create a professional advisor-client relationship.

10. Changes to This Policy: The Econ MD has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the top of this page. We encourage users to frequently check this page for any changes.

11. Contact Us: If you have any questions about this Privacy Policy, please contact us at: TheEconMD@gmail.com